Riyad Bank

Trading Name: RIBL

Trading Number: 1010

Commercial Sector: Banks

Last Price: 33.60

Close price

33.60 SAR

Market Value

100,800 (Million)

Paid Capital

30000 Million SAR

Multiplier of the book value

2.160

Earnings per share

2.108

PE

15.94

Next distribution date

2022-08-11

Last distribution date

2021-07-05

Yearly distribution percent

3.1%

Issued shares

3,000 (Million)

52 Weeks change

HIGHEST

42.90

LOWEST

26.20

Performance

START OF YEAR

26.80

YEAR AGO

26.55

3 YEARS AGO

24.52

All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Cash on hand and at the institution
25,587,478 41,954,124 29,189,487 16,323,172
Liabilities from banks
17,644,832 13,624,476 4,734,888 11,029,176
investments
59,286,906 57,148,957 54,064,297 48,588,265
net loans and advances
217,290,235 191,346,635 173,981,999 151,024,830
net fixed assets
2,706,102 2,427,811 2,201,925 1,699,462
net other assets
3,220,265 3,585,904 1,616,282 1,234,671
business wallet
0 0 0 0
total assets
325,735,818 310,087,907 265,788,878 229,899,576
bank balances
43,134,140 41,788,903 13,124,480 8,580,514
Customer Deposits - Current Accounts
211,678,297 203,039,336 194,517,899 169,822,156
Other requirements
23,623,610 20,904,570 17,575,037 14,722,690
Total Liabilities
278,436,047 265,732,809 225,217,416 193,125,360
capital
30,000,000 30,000,000 30,000,000 30,000,000
General precautions
0 0 0 0
statutory reserves
9,187,224 7,680,879 6,502,130 5,101,613
Retained earnings
6,475,111 4,928,570 3,042,224 1,614,556
Fair value adjustment and hedging
1,637,436 1,745,649 1,027,108 58,047
Total Shareholders Equity
47,299,771 44,355,098 40,571,462 36,774,216
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
325,735,818 310,087,907 265,788,878 229,899,576
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Q2 2020 Q1 2020
Cash on hand and at the institution
42,486,060 25,046,092 25,587,478 27,112,159
Liabilities from banks
13,806,808 22,683,359 17,644,832 17,301,727
investments
54,114,345 59,614,932 59,286,906 58,100,657
net loans and advances
239,650,459 234,792,987 217,290,235 210,482,066
net fixed assets
2,983,443 2,846,599 2,706,102 2,500,817
net other assets
4,912,513 3,484,346 3,220,265 3,159,165
business wallet
0 0 0 0
total assets
357,953,628 348,468,315 325,735,818 318,656,591
bank balances
46,838,323 42,496,558 43,134,140 42,933,640
Customer Deposits - Current Accounts
237,477,015 232,415,870 211,678,297 203,995,613
Other requirements
24,188,290 22,690,990 23,623,610 25,677,473
Total Liabilities
308,503,628 297,603,418 278,436,047 272,606,726
capital
30,000,000 30,000,000 30,000,000 30,000,000
General precautions
0 0 0 0
statutory reserves
9,187,224 9,187,224 9,187,224 7,680,879
Retained earnings
11,842,650 10,839,152 6,475,111 6,351,448
Fair value adjustment and hedging
-1,579,874 838,521 1,637,436 2,017,538
Total Shareholders Equity
49,450,000 50,864,897 47,299,771 46,049,865
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
357,953,628 348,468,315 325,735,818 318,656,591
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Special commission income
9,108,106 9,813,394 10,371,426 8,332,365
Special commission expenses
814,933 1,599,789 2,534,411 1,646,601
net special commission income
8,293,173 8,213,605 7,837,015 6,685,764
Banking services fees
2,117,647 1,873,555 2,030,745 1,711,052
Foreign exchange earnings
371,725 412,614 342,658 337,043
commercial income
205,649 218,297 132,806 2,717
net investment income
407,521 305,068 255,486 130,385
Dividend Income
126,969 102,518 102,866 57,533
Other operations income
45,157 79,464 15,487 42,907
Total operating income
11,567,841 11,205,121 10,717,063 8,967,401
Employee salaries and benefits
2,092,284 1,939,428 1,879,017 1,765,185
Building rents and expenses
194,072 177,716 200,189 327,607
Consumptions
493,193 488,344 438,976 296,901
General, administrative and other expenses
1,185,050 1,029,069 1,155,892 957,663
provision for credit losses
852,684 2,105,935 964,256 954,710
Total operating expenses
4,817,283 5,740,492 4,638,330 4,302,066
special item
-725,179 -749,632 -476,667 50,750
net operating income
6,025,379 4,714,997 5,602,066 4,716,085
Retained earnings balance at the beginning of the period
4,928,570 1,392,224 414,556 2,873,536
Transferred for reserves
1,506,345 1,178,749 1,400,517 1,179,021
Proposed cash dividends