Bank Albilad

Trading Name: ALBILAD

Trading Number: 1140

Commercial Sector: Banks

Last Price: 50.30

Close price

50.30 SAR

Market Value

50,300 (Million)

Paid Capital

10000 Million SAR

Multiplier of the book value

3.980

Earnings per share

1.879

PE

26.77

Next distribution date

-

Last distribution date

2020-05-04

Yearly distribution percent

-

Issued shares

1,000 (Million)

52 Weeks change

HIGHEST

60.40

LOWEST

30.52

Performance

START OF YEAR

35.89

YEAR AGO

30.18

3 YEARS AGO

19.89

All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Cash on hand and at the institution
6,096,644 5,745,353 7,915,852 6,438,201
Liabilities from banks
2,136,853 2,179,430 4,041,751 8,334,284
investments
17,092,232 14,873,185 10,987,123 6,465,710
net loans and advances
82,933,314 70,114,980 59,362,536 50,593,033
net fixed assets
1,925,481 1,896,092 1,866,329 1,146,848
net other assets
669,180 934,752 1,901,840 658,050
business wallet
0 0 0 0
total assets
110,853,704 95,743,792 86,075,431 73,636,126
bank balances
8,777,227 5,402,930 645,120 3,100,791
Customer Deposits - Current Accounts
84,125,905 73,557,765 68,805,333 59,184,181
Other requirements
5,970,482 6,052,694 7,199,055 3,518,205
Total Liabilities
98,873,614 85,013,389 76,649,508 65,803,177
capital
7,500,000 7,500,000 7,500,000 6,000,000
General precautions
0 0 0 0
statutory reserves
1,069,698 648,065 310,935 0
Retained earnings
3,022,058 1,755,951 1,118,890 1,983,441
Fair value adjustment and hedging
388,334 826,387 496,098 -150,492
Total Shareholders Equity
11,980,090 10,730,403 9,425,923 7,832,949
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
110,853,704 95,743,792 86,075,431 73,636,126
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Q2 2020 Q1 2020
Cash on hand and at the institution
7,081,056 6,184,196 6,096,644 6,532,413
Liabilities from banks
2,241,742 3,252,292 2,136,853 3,057,459
investments
18,274,975 17,975,055 17,092,232 17,343,336
net loans and advances
91,205,869 86,390,823 82,933,314 81,798,530
net fixed assets
1,973,183 1,953,808 1,925,481 1,875,585
net other assets
733,896 685,777 669,180 998,966
business wallet
0 0 0 0
total assets
121,510,721 116,441,951 110,853,704 111,606,289
bank balances
10,402,936 8,612,215 8,777,227 7,923,475
Customer Deposits - Current Accounts
92,132,457 89,094,386 84,125,905 85,361,332
Other requirements
6,368,393 6,409,938 5,970,482 6,453,887
Total Liabilities
108,903,786 104,116,539 98,873,614 99,738,694
capital
10,000,000 7,500,000 7,500,000 7,500,000
General precautions
0 0 0 0
statutory reserves
1,069,698 1,069,698 1,069,698 648,065
Retained earnings
1,524,543 3,513,562 3,022,058 3,024,009
Fair value adjustment and hedging
12,694 242,152 388,334 695,521
Total Shareholders Equity
12,606,935 12,325,412 11,980,090 11,867,595
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
121,510,721 116,441,951 110,853,704 111,606,289
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Special commission income
0 0 0 0
Special commission expenses
0 0 0 0
net special commission income
0 0 0 0
Banking services fees
731,311 627,395 804,474 842,900
Foreign exchange earnings
312,977 362,194 313,788 315,693
commercial income
0 0 0 0
net investment income
3,460,679 3,228,185 2,771,467 2,189,307
Dividend Income
34,775 15,465 23,004 22,611
Other operations income
44,208 28,808 32,614 45,509
Total operating income
4,583,950 4,262,047 3,945,347 3,416,020
Employee salaries and benefits
1,177,639 1,164,756 1,146,785 1,052,360
Building rents and expenses
0 0 103,775 248,106
Consumptions
276,454 260,425 248,924 108,092
General, administrative and other expenses
679,991 640,665 523,517 406,499
provision for credit losses
569,669 694,511 535,623 490,453
Total operating expenses
2,703,753 2,760,357 2,558,624 2,305,510
special item
-193,660 -153,172 -142,983 0
net operating income
1,686,537 1,348,518 1,243,740 1,110,510
Retained earnings balance at the beginning of the period
1,755,951 1,118,890 483,441 504,460
Transferred for reserves
421,633 337,130 310,935 277,627
Proposed cash dividends