Saudi Investment Bank

Trading Name: SAIB

Trading Number: 1030

Commercial Sector: Banks

Last Price: 17.98

Close price

17.98 SAR

Market Value

17,980 (Million)

Paid Capital

10000 Million SAR

Multiplier of the book value

1.330

Earnings per share

1.168

PE

15.39

Next distribution date

2022-08-14

Last distribution date

2021-05-02

Yearly distribution percent

1.67%

Issued shares

1,000 (Million)

52 Weeks change

HIGHEST

23.52

LOWEST

12.65

Performance

START OF YEAR

14.78

YEAR AGO

12.68

3 YEARS AGO

11.66

All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Cash on hand and at the institution
5,901,679 8,323,490 10,218,816 4,871,932
Liabilities from banks
5,445,778 2,166,742 3,028,515 2,917,697
investments
28,841,751 30,513,843 26,175,480 24,638,113
net loans and advances
57,803,114 55,073,894 57,112,907 59,412,529
net fixed assets
999,548 1,064,660 1,134,495 897,678
net other assets
2,596,165 2,741,903 3,144,383 3,331,959
business wallet
0 0 0 0
total assets
101,588,035 99,884,532 100,814,596 96,069,908
bank balances
21,792,608 20,073,084 13,788,191 12,620,832
Customer Deposits - Current Accounts
61,514,882 60,143,589 69,058,054 63,689,869
Other requirements
1,979,070 4,336,826 3,961,344 6,320,531
Total Liabilities
85,286,560 84,553,499 86,807,589 82,631,232
capital
7,500,000 7,500,000 7,500,000 7,500,000
General precautions
0 0 0 0
statutory reserves
5,499,000 5,233,000 4,988,000 4,928,000
Retained earnings
1,240,412 847,057 230,097 205,268
Fair value adjustment and hedging
2,062,063 1,750,976 1,288,910 805,408
Total Shareholders Equity
16,301,475 15,331,033 14,007,007 13,438,676
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
101,588,035 99,884,532 100,814,596 96,069,908
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Q2 2020 Q1 2020
Cash on hand and at the institution
12,727,573 4,829,552 0 7,110,950
Liabilities from banks
3,023,495 10,709,908 0 1,407,134
investments
28,381,099 29,633,143 0 29,300,078
net loans and advances
62,262,693 59,936,256 0 58,290,449
net fixed assets
1,374,362 981,690 0 1,350,200
net other assets
3,028,676 3,167,574 0 2,181,311
business wallet
0 0 0 0
total assets
110,797,898 109,258,123 0 99,640,122
bank balances
24,703,644 23,545,538 0 20,036,584
Customer Deposits - Current Accounts
67,458,573 68,353,032 0 60,890,486
Other requirements
1,909,279 1,852,769 0 2,024,991
Total Liabilities
94,071,496 93,751,339 0 82,952,061
capital
10,000,000 10,000,000 0 7,500,000
General precautions
0 0 0 0
statutory reserves
2,999,000 2,999,000 0 5,233,000
Retained earnings
1,282,371 990,272 0 1,260,547
Fair value adjustment and hedging
2,445,031 1,517,512 0 2,694,514
Total Shareholders Equity
16,726,402 15,506,784 0 16,688,061
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
110,797,898 109,258,123 0 99,640,122
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Special commission income
2,812,644 3,261,976 3,902,488 3,633,416
Special commission expenses
452,930 940,322 1,624,597 1,345,695
net special commission income
2,359,714 2,321,654 2,277,891 2,287,721
Banking services fees
333,771 303,397 299,032 295,002
Foreign exchange earnings
161,725 177,249 155,905 140,625
commercial income
0 0 0 0
net investment income
-102,018 26,147 54,143 -15,995
Dividend Income
0 14 0 5,407
Other operations income
14,520 17,672 31,257 -30
Total operating income
2,767,712 2,846,133 2,818,228 2,712,730
Employee salaries and benefits
687,382 672,036 626,327 625,991
Building rents and expenses
137,745 128,439 144,080 151,954
Consumptions
150,949 144,676 143,517 103,239
General, administrative and other expenses
308,111 268,990 320,322 252,001
provision for credit losses
271,066 449,413 1,342,637 246,972
Total operating expenses
1,555,253 1,663,554 2,576,883 1,380,157
special item
-150,803 -203,018 -1,884 126,145
net operating income
1,061,656 979,561 239,461 1,458,718
Retained earnings balance at the beginning of the period
0 0 0 0
Transferred for reserves
0 0 0 0
Proposed cash dividends