Bank Aljazira

Trading Name: BJAZ

Trading Number: 1020

Commercial Sector: Banks

Last Price: 23.22

Close price

23.22 SAR

Market Value

19,040.4 (Million)

Paid Capital

8200 Million SAR

Multiplier of the book value

1.360

Earnings per share

1.300

PE

17.86

Next distribution date

2022-08-15

Last distribution date

2021-08-23

Yearly distribution percent

3.23%

Issued shares

820 (Million)

52 Weeks change

HIGHEST

32.85

LOWEST

17.80

Performance

START OF YEAR

19.60

YEAR AGO

18.20

3 YEARS AGO

13.50

All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Cash on hand and at the institution
5,386,871 5,248,294 5,477,687 4,965,122
Liabilities from banks
663,502 426,138 1,429,004 1,297,749
investments
31,644,948 30,059,609 27,767,096 24,188,045
net loans and advances
62,434,476 53,961,211 49,660,119 40,896,891
net fixed assets
1,156,380 1,155,609 1,154,270 761,247
net other assets
1,541,144 1,238,013 1,056,168 894,144
business wallet
0 0 0 0
total assets
102,827,321 92,088,874 86,544,344 73,003,198
bank balances
6,410,080 8,530,196 8,253,754 6,423,430
Customer Deposits - Current Accounts
80,359,834 70,008,245 64,703,715 53,812,300
Other requirements
2,162,336 2,185,934 1,997,358 1,522,996
Total Liabilities
88,932,250 80,724,375 74,954,827 61,758,726
capital
8,200,000 8,200,000 8,200,000 8,200,000
General precautions
0 0 68,000 68,000
statutory reserves
2,917,273 2,665,754 2,657,316 2,409,560
Retained earnings
1,017,350 598,321 751,005 663,196
Fair value adjustment and hedging
1,760,448 -99,576 -86,804 -96,284
Total Shareholders Equity
13,895,071 11,364,499 11,589,517 11,244,472
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
102,827,321 92,088,874 86,544,344 73,003,198
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Q2 2020 Q1 2020
Cash on hand and at the institution
12,176,416 5,942,497 5,386,871 6,090,255
Liabilities from banks
2,455,830 636,016 663,502 540,668
investments
32,254,618 32,152,658 31,644,948 31,204,593
net loans and advances
65,635,817 63,264,850 62,434,476 58,439,318
net fixed assets
1,028,192 1,044,298 1,156,380 1,151,676
net other assets
1,159,749 1,276,833 1,541,144 1,151,236
business wallet
0 0 0 0
total assets
114,710,622 104,317,152 102,827,321 98,577,746
bank balances
9,914,552 7,015,770 6,410,080 8,323,813
Customer Deposits - Current Accounts
88,581,320 81,284,765 80,359,834 74,263,749
Other requirements
2,301,378 2,159,502 2,162,336 2,320,241
Total Liabilities
100,797,250 90,460,037 88,932,250 84,907,803
capital
8,200,000 8,200,000 8,200,000 8,200,000
General precautions
0 0 0 0
statutory reserves
2,917,273 2,917,273 2,917,273 2,808,942
Retained earnings
1,323,192 1,084,813 1,017,350 916,602
Fair value adjustment and hedging
1,472,907 1,655,029 1,760,448 1,744,399
Total Shareholders Equity
13,913,372 13,857,115 13,895,071 13,669,943
minority rights
0 0 0 0
Total Liabilities and Shareholders Equity
114,710,622 104,317,152 102,827,321 98,577,746
regular accounts
0 0 0 0
All numbers are in a thousand SAR
Item 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Special commission income
3,034,326 3,180,041 3,227,547 2,987,608
Special commission expenses
409,286 789,705 1,175,383 1,049,346
net special commission income
2,625,040 2,390,336 2,052,164 1,938,262
Banking services fees
638,473 607,508 605,230 583,480
Foreign exchange earnings
172,555 240,164 229,910 191,789
commercial income
-11,613 9,816 5,792 -4,367
net investment income
109,771 6,805 71,540 101
Dividend Income
804 80 343 286
Other operations income
12,135 32,410 12,180 8,547
Total operating income
3,547,165 3,287,119 2,977,159 2,718,098
Employee salaries and benefits
976,699 982,608 968,529 915,904
Building rents and expenses
56,197 52,944 52,431 140,950
Consumptions
198,723 214,446 201,026 93,043
General, administrative and other expenses
538,270 446,462 489,078 476,129
provision for credit losses
671,479 1,575,743 156,953 102,193
Total operating expenses
2,441,368 3,272,203 1,868,017 1,728,219
special item
-99,721 18,838 -118,119 10,428
net operating income
1,006,076 33,754 991,023 1,000,307
Retained earnings balance at the beginning of the period
598,321 751,005 663,196 1,526,541
Transferred for reserves
-251,519 59,562 -247,756 -250,077
Proposed cash dividends